Bay Area Insurance Blog

Browse through our useful articles related to personal and commercial lines of insurance.

When It Comes To Bonds, Consider Bay Area Insurance

December 19, 2019

Bonds concept illustration of hands pointing to bond documents, paper money and coins, a calculator and papers over a map of the world

Owning a business means taking risks. We offer a variety of bond services to ensure that your business is protected. READ MORE...

Tips for a Safe Fireplace

December 12, 2019

Mom and daughter sit in a chair reading beside their brick fireplace that has a fire going

The main reason dangerous chimney fires start is due to creosote. That is why it is important to clean out your fireplace often, especially before the first fire of the year! READ MORE...

Focus on Safety & Health to Benefit Your Business

November 14, 2019

Blue binders with the labels Safety Procedures and Work Safety on a desk with pencils and a coffee mug

Workplace injuries and illnesses have a major impact on an employer's bottom line. According to OSHA, it has been estimated that employers pay almost $1 billion per week for direct workers' compensation costs alone. READ MORE...

The Importance of Return to Work Policies

November 6, 2019

Working with wrist wrap

Studies show that a well-constructed Return to Work Policy reduces lost time days, allows workers to recover more quickly and makes for a more positive work environment. READ MORE...

Most Frequently Cited OSHA Standards

October 30, 2019

Most Frequently Cited OSHA Standards

Each year, the OSHA reports its top 10 leading causes of workplace injuries to help businesses identify common pain points. Read below for details on the most cited OSHA standards so you can see how to reduce risks in your workplace. READ MORE...

Signs of Workers' Compensation Fraud

October 22, 2019

15 warning signs of workers' compensation fraud

According to the National Insurance Crime Bureau, billions of dollars of false workers' compensation claims are submitted every year. Here are 15 signs to help you identify possible workers' compensation fraud. READ MORE...

Tips for Preventing House Fires

October 15, 2019

Fire extinguished

Fire safety preparation can be the difference between tragedy and a safe escape. Check out these home fire safety tips from Bay Area Insurance and create your family's espace plan today. READ MORE...

Ladder Safety

September 24, 2019

Ladder Safety

Falls from ladders are among the most common injuries suffered by American workers each year, especially those in the construction and contracting business. Did you know that most of these injuries are preventable by following some of these basic ladder safety rules? READ MORE...

Dangers of Texting While Driving

September 17, 2019

Don't text and drive

The NHTSA claims that driver inattention is the leading cause of most crashes or near-miss accidents in the United States. In fact, more than 1,160 people are injured in crashes involving a distracted driver every day. READ MORE...

Combine & Save with Bay Area Insurance

September 12, 2019

Combine & Save with Bay Area Insurance

Learn more about the benefits of protecting your assets with Bay Area Insurance and start experiencing the savings today. READ MORE...

Discover the Benefits of a Cyber Liability Policy

September 10, 2019

Locked computer

In recent years, businesses and industries of all shapes and sizes have been impacted with the challenge of remaining secure in a digital environment. From data breaches to fraud, READ MORE...

Labor Day Is Around The Corner

August 27, 2019

Labor Day

Labor Day honors the American Labor Movement and the contributions that American workers have made to the development, prosperity, and well-being of our country. READ MORE...

National Traffic Awareness Month

August 21, 2019

National Traffic Awareness Month

Summer is not over yet! You still have time to embark on a family road trip, but before you head out, check out these travel safety tips in honor of National Traffic Awareness Month. READ MORE...

Workers Compensation 101

August 15, 2019

Workers Compensation 101

If You Have Employees, You Need Workers' Compensation Insurance. READ MORE...

Financial Awareness Day

August 14, 2019

Financial awareness

Saving money is important, but having the proper coverage is even more important when it comes to protecting the assets of you and your family. READ MORE...

Home Sweet Home Office

July 30, 2019

Working at home

Home-based businesses are a fast growing commercial segment in the US. Starting a company out of the comfort of your own home is a popular choice. READ MORE...

What is EPLI?

July 18, 2019

What is EPLI?

Employment Practices Liability Insurance, or EPLI, covers businesses against claims by workers that their legal rights as employees have been violated. READ MORE...

Insurance for Your Classic Car

July 10, 2019

Red classic car interior

If you own a classic car, then you know that traditional auto insurance policies simply don't pass muster. In the event of an accident, make sure that your classic car is protected with the right insurance coverage. READ MORE...

Having a Hazard-Free Holiday

July 2, 2019

Happy 4th of July

Almost everyone looks forward to the firework displays on Independence Day, but not everyone knows the dangers that come along with them. READ MORE...

Staying Sun-Safe This Summer

June 20, 2019

Summer Sun Safety

Nothing is more important than the safety of you and your family. Always remember to apply broad-spectrum sunscreen before going outside, especially in the middle of the day when the UV index is at its highest. READ MORE...

Father's Day and Men's Health Week

June 13, 2019

Happy Father's Day from Bay Area Insurance

Men's Health Month also happens to be in June, which is why we encourage you to focus on health and fitness this Father's Day. READ MORE...

Energy Saving Tips for Your Business

June 12, 2019

LED Lightbulb Graphic

As a business owner, you know how much you are spending on energy month after month. Save some green by following these energy-saving tips for your business today! READ MORE...

Grill Safety Tips

May 21, 2019

Guy grilling in the summertime

The month of May is National BBQ Month! Soon, the familiar smell of propane, charcoal and sizzling meats will waft through the air signaling the arrival of summer. But before you reach for those burgers... READ MORE...

Happy Mother's Day

May 12, 2019

Happy Mother's Day

Mothers are often the unsung heroes of the world, which is why it is important that we take this day to thank all of the mothers in our lives for their unmatched love and care. READ MORE...

Anchors Aweigh! It's Boating Season

April 30, 2019

Boating season in Annapolis, MD

We are right around the corner from the boating season! Before breaking out your motorboat, sailboat, or other watercraft, it is important to make sure that... READ MORE...

Spruce up for Spring

April 18, 2019


Winter has finally turned into spring and everyone is anxious to get out to enjoy the fresh air and the regrowth of all things green! April is National Lawn & Garden month so... READ MORE...

Protect Against Loss of Tools

April 16, 2019

Insurance for Contractors Tools & Equipment in Annapolis, MD

Your products and equipment are the backbones of your success as a company, which is why it is so important to make sure they are adequately protected. READ MORE...

Distracted Driving Awareness

April 9, 2019

Distracted Driving

Driving away from distraction can not only save you from an accident but also save you money when it comes time to pay your insurance premium. In honor of Distracted Driving Awareness Month this April... READ MORE...

Workplace Safety

March 28, 2019

Workplace Safety

As an employer, making sure your work environment is up to the proper safety codes is key to keeping operations running smoothly. Proper workplace safety not only protects your employees but will also keep insurance premiums low... READ MORE...

Auto Fleet Management

March 19, 2019

Auto Fleet Management in Annapolis, MD

Proactively managing your auto fleet can put you ahead of the curve. Fleet management can result in your business having fewer auto claims, fewer employee injuries and make you much more favorable... READ MORE...

Easy Solutions for Hardscapes

March 12, 2019

Outdoor patio

Your hardscape is the highlight of your home, especially in the warm summer months. At Bay Area Insurance, we know how much care goes into maintaining your patio or outdoor living space, READ MORE...

Drone Liability Issues

February 26, 2019

Drone Liability Issues

Business policies often exclude liability from drones.  With the increasing popularity of the purchase and ownership of drones, it is important to insure them separately. READ MORE...

Insuring Domestic Employees

February 19, 2019

Insuring Domestic Employees

In the state of Maryland, any household worker that is paid over $1,000 per quarter is considered a Domestic Employee. This includes nannies, housekeepers, health aides, senior caregivers, gardeners, personal chefs, and more. READ MORE...

Avoiding Productivity Traps

February 12, 2019

Avoiding Productivity Traps

Being a Small Business Owner comes with its fair share of challenges, productivity being one of them. See this blog post for the biggest productivity traps for Small Business Owners and how to avoid them. READ MORE...

Beat the Winter Blues

February 2, 2019

Beat the Winter Blues

The winter blues, seasonal depression, Seasonal Affective Disorder. These all refer to the period of time between the end of the holidays through springtime and can affect people of all ages. This typically occurs when the hustle and excitement of the holidays come to a screeching halt and we are left with a long, cold winter ahead of us. READ MORE...

Data Privacy Awareness

January 29, 2019

Data Privacy Awareness

Bay Area Insurance is committed to informing our friends & family about the importance of protecting your personal information online this Data Privacy Day. READ MORE...


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