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Drone Liability Issues

February 26, 2019

Drone Liability Insurance

Drone Liability Insurance

Business policies often exclude liability from drones.  With the increasing popularity of the purchase and ownership of drones, it is important to insure them separately.  Drones can be used for commercial purposes with their ability to record video footage and take high-resolution photographs from various heights. Even though anyone can purchase a drone, they are more than just a cool, high-tech toy.

Drones Defined

By FAA standards, drones are classified as Unmanned Aerial Vehicles (UAVs) or Unmanned Aerial Systems (UAS). If you have purchased a drone for commercial use, then you can be held liable for any accidents caused by your drone.

Drone accidents are far more common than most people realize. There have been numerous occasions where drones have accidentally flown over private property or trespassed in a high-security area. You also want to make sure your business is covered in case a drone crashes and causes damage or hurts someone.

Contact Bay Area Insurance

Drones are oftentimes excluded on the general liability policy.  If you are using drones in your business you will likely require special coverage. Give us a call to discuss your options at 410-647-7333.