Insuring Domestic Employees
February 19, 2019
In the state of Maryland, any household worker that is paid over $1,000 per quarter is considered a Domestic Employee. This includes nannies, housekeepers, health aides, senior caregivers, gardeners, personal chefs, and more.
Insuring Domestic Employees?
Did You Know...
Domestic Employees are not covered under a standard Homeowner's Insurance policy. If an employee is injured on your property, you could face huge financial obligations that could have been avoided if you'd had Workers Compensation Insurance.
What is Workers Compensation Insurance?
Workers Compensation Insurance assists with medical expenses and lost wages if an employee has a work-related injury or sickness. It also provides legal protection if an injured employee attempts to sue.